Call reports 2012
LAURA STATE BANK — 2012
What LAURA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 15,702,000 | 17,215,000 | 16,432,000 | 17,235,000 |
| Total loans | 4,850,000 | 4,806,000 | 4,857,000 | 5,168,000 |
| Allowance for loan losses | 111,000 | 111,000 | 111,000 | 111,000 |
| Securities available for sale | 0 | 0 | 0 | 1,346,000 |
| Securities held to maturity | 1,029,000 | 1,328,000 | 1,329,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,874,000 | 15,386,000 | 14,594,000 | 15,389,000 |
| Interest-bearing deposits | 9,839,000 | 11,562,000 | 11,443,000 | 11,148,000 |
| Noninterest-bearing deposits | 4,035,000 | 3,824,000 | 3,151,000 | 4,241,000 |
| Equity capital | 1,814,000 | 1,822,000 | 1,828,000 | 1,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 89,000 | 177,000 | 264,000 | 345,000 |
| Interest expense | 12,000 | 22,000 | 31,000 | 39,000 |
| Net interest income | 77,000 | 155,000 | 233,000 | 306,000 |
| Noninterest income | -28,000 | -8,000 | 11,000 | 27,000 |
| Noninterest expense | 99,000 | 189,000 | 280,000 | 375,000 |
| Provision for loan losses | -36,000 | -36,000 | -36,000 | -36,000 |
| Pretax income | -14,000 | -6,000 | 0 | -6,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -14,000 | -6,000 | 0 | -6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,814,000 | 1,822,000 | 1,828,000 | 1,819,000 |
| Total capital | 1,844,000 | 1,849,000 | 1,855,000 | 1,841,000 |
| Risk-weighted assets | 6,390,000 | 6,658,000 | 6,663,000 | 7,070,000 |