Call reports 2011
LAURA STATE BANK — 2011
What LAURA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 13,843,000 | 14,170,000 | 14,332,000 | 13,890,000 |
| Total loans | 5,318,000 | 5,293,000 | 5,429,000 | 5,845,000 |
| Allowance for loan losses | 129,000 | 135,000 | 141,000 | 147,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 833,000 | 812,000 | 811,000 | 665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,007,000 | 12,343,000 | 12,487,000 | 12,052,000 |
| Interest-bearing deposits | 8,369,000 | 8,878,000 | 9,529,000 | 8,869,000 |
| Noninterest-bearing deposits | 3,638,000 | 3,465,000 | 2,958,000 | 3,183,000 |
| Equity capital | 1,818,000 | 1,817,000 | 1,831,000 | 1,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 98,000 | 195,000 | 292,000 | 393,000 |
| Interest expense | 16,000 | 29,000 | 43,000 | 55,000 |
| Net interest income | 82,000 | 166,000 | 249,000 | 338,000 |
| Noninterest income | 16,000 | 35,000 | 58,000 | 73,000 |
| Noninterest expense | 98,000 | 196,000 | 281,000 | 377,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | -6,000 | -7,000 | 8,000 | 10,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -7,000 | 8,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,818,000 | 1,817,000 | 1,831,000 | 1,828,000 |
| Total capital | 1,875,000 | 1,875,000 | 1,895,000 | 1,896,000 |
| Risk-weighted assets | 5,861,000 | 6,055,000 | 6,117,000 | 6,280,000 |