Call reports 2010
LAURA STATE BANK — 2010
What LAURA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 12,499,000 | 13,249,000 | 13,596,000 | 13,498,000 |
| Total loans | 5,163,000 | 5,099,000 | 5,573,000 | 5,675,000 |
| Allowance for loan losses | 123,000 | 129,000 | 121,000 | 127,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,241,000 | 1,224,000 | 786,000 | 834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,635,000 | 11,392,000 | 11,741,000 | 11,664,000 |
| Interest-bearing deposits | 7,647,000 | 8,602,000 | 8,910,000 | 8,293,000 |
| Noninterest-bearing deposits | 2,988,000 | 2,790,000 | 2,831,000 | 3,371,000 |
| Equity capital | 1,844,000 | 1,845,000 | 1,835,000 | 1,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 94,000 | 197,000 | 299,000 | 416,000 |
| Interest expense | 19,000 | 39,000 | 56,000 | 73,000 |
| Net interest income | 75,000 | 158,000 | 243,000 | 343,000 |
| Noninterest income | 13,000 | 36,000 | 52,000 | 68,000 |
| Noninterest expense | 104,000 | 203,000 | 308,000 | 401,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | -22,000 | -21,000 | -31,000 | -14,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -22,000 | -21,000 | -31,000 | -14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,844,000 | 1,845,000 | 1,835,000 | 1,823,000 |
| Total capital | 1,896,000 | 1,901,000 | 1,879,000 | 1,874,000 |
| Risk-weighted assets | 5,613,000 | 5,731,000 | 6,154,000 | 6,111,000 |