Call reports 2002
LAURA STATE BANK — 2002
What LAURA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 8,942,000 | 9,751,000 | 10,208,000 | 9,262,000 |
| Total loans | 6,448,000 | 6,619,000 | 6,650,000 | 6,616,000 |
| Allowance for loan losses | 89,000 | 90,000 | 90,000 | 103,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 811,000 | 495,000 | 673,000 | 692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,328,000 | 8,106,000 | 8,509,000 | 7,613,000 |
| Interest-bearing deposits | 5,731,000 | 6,715,000 | 7,077,000 | 5,983,000 |
| Noninterest-bearing deposits | 1,597,000 | 1,391,000 | 1,432,000 | 1,630,000 |
| Equity capital | 1,571,000 | 1,591,000 | 1,625,000 | 1,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 133,000 | 267,000 | 408,000 | 543,000 |
| Interest expense | 36,000 | 70,000 | 102,000 | 134,000 |
| Net interest income | 97,000 | 197,000 | 306,000 | 409,000 |
| Noninterest income | 21,000 | 42,000 | 67,000 | 88,000 |
| Noninterest expense | 99,000 | 196,000 | 287,000 | 413,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 19,000 | 43,000 | 86,000 | 66,000 |
| Income tax | 2,000 | 5,000 | 14,000 | 6,000 |
| Net income | 17,000 | 38,000 | 72,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,571,000 | 1,591,000 | 1,625,000 | 1,607,000 |
| Total capital | 1,647,000 | 1,671,000 | 1,706,000 | 1,683,000 |
| Risk-weighted assets | 6,033,000 | 6,366,000 | 6,468,000 | 6,050,000 |