Call reports 2001
LAURA STATE BANK — 2001
What LAURA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 8,522,000 | 8,597,000 | 10,229,000 | 9,645,000 |
| Total loans | 5,710,000 | 5,845,000 | 6,065,000 | 6,570,000 |
| Allowance for loan losses | 64,000 | 71,000 | 75,000 | 84,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,013,000 | 996,000 | 874,000 | 813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,957,000 | 7,001,000 | 8,590,000 | 8,059,000 |
| Interest-bearing deposits | 5,453,000 | 5,387,000 | 7,218,000 | 6,111,000 |
| Noninterest-bearing deposits | 1,504,000 | 1,614,000 | 1,372,000 | 1,948,000 |
| Equity capital | 1,513,000 | 1,534,000 | 1,558,000 | 1,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 149,000 | 293,000 | 443,000 | 581,000 |
| Interest expense | 42,000 | 84,000 | 131,000 | 176,000 |
| Net interest income | 107,000 | 209,000 | 312,000 | 405,000 |
| Noninterest income | 21,000 | 45,000 | 68,000 | 90,000 |
| Noninterest expense | 99,000 | 196,000 | 291,000 | 395,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 22,000 |
| Pretax income | 24,000 | 49,000 | 75,000 | 78,000 |
| Income tax | 3,000 | 7,000 | 9,000 | 12,000 |
| Net income | 21,000 | 42,000 | 66,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,513,000 | 1,534,000 | 1,558,000 | 1,553,000 |
| Total capital | 1,568,000 | 1,605,000 | 1,634,000 | 1,629,000 |
| Risk-weighted assets | 5,508,000 | 5,637,000 | 6,069,000 | 6,096,000 |