Call reports 2009
SOUTHWEST COMMUNITY BANK — 2009
What SOUTHWEST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 129,594,000 | 130,356,000 | 146,475,000 | 124,511,000 |
| Total loans | 100,042,000 | 93,947,000 | 87,788,000 | 67,935,000 |
| Allowance for loan losses | 1,452,000 | 1,954,000 | 3,440,000 | 2,075,000 |
| Securities available for sale | 1,744,000 | 21,743,000 | 21,743,000 | 3,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,021,000 | 122,505,000 | 140,607,000 | 121,393,000 |
| Interest-bearing deposits | 118,381,000 | 119,978,000 | 137,919,000 | 118,051,000 |
| Noninterest-bearing deposits | 2,640,000 | 2,527,000 | 2,688,000 | 3,342,000 |
| Equity capital | 7,583,000 | 6,597,000 | 5,257,000 | 2,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,489,000 | 2,716,000 | 3,993,000 | 5,102,000 |
| Interest expense | 701,000 | 1,430,000 | 2,226,000 | 2,940,000 |
| Net interest income | 788,000 | 1,286,000 | 1,767,000 | 2,162,000 |
| Noninterest income | -93,000 | -142,000 | -214,000 | -302,000 |
| Noninterest expense | 760,000 | 1,840,000 | 2,682,000 | 3,742,000 |
| Provision for loan losses | 376,000 | 1,370,000 | 3,138,000 | 3,805,000 |
| Pretax income | -441,000 | -2,066,000 | -4,267,000 | -5,687,000 |
| Income tax | -147,000 | -785,000 | -1,608,000 | -504,000 |
| Net income | -294,000 | -1,281,000 | -2,659,000 | -5,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,720,000 | 6,733,000 | 4,874,000 | 2,830,000 |
| Total capital | 8,938,000 | 7,897,000 | 6,043,000 | 3,848,000 |
| Risk-weighted assets | 97,196,000 | 92,360,000 | 91,247,000 | 80,419,000 |