Call reports 2006
SOUTHWEST COMMUNITY BANK — 2006
What SOUTHWEST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 72,492,000 | 74,516,000 | 72,834,000 | 76,626,000 |
| Total loans | 62,996,000 | 65,378,000 | 67,084,000 | 70,400,000 |
| Allowance for loan losses | 270,000 | 283,000 | 280,000 | 273,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,639,000 | 5,648,000 | 1,765,000 | 2,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,671,000 | 62,328,000 | 58,040,000 | 62,713,000 |
| Interest-bearing deposits | 57,083,000 | 58,465,000 | 53,876,000 | 59,254,000 |
| Noninterest-bearing deposits | 3,588,000 | 3,863,000 | 4,164,000 | 3,459,000 |
| Equity capital | 5,487,000 | 5,702,000 | 5,903,000 | 6,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,664,000 | 4,082,000 | 5,587,000 |
| Interest expense | 619,000 | 1,349,000 | 2,064,000 | 2,816,000 |
| Net interest income | 625,000 | 1,315,000 | 2,018,000 | 2,771,000 |
| Noninterest income | 37,000 | 66,000 | 96,000 | 99,000 |
| Noninterest expense | 398,000 | 812,000 | 1,238,000 | 1,699,000 |
| Provision for loan losses | 39,000 | 58,000 | 60,000 | 60,000 |
| Pretax income | 225,000 | 511,000 | 816,000 | 1,111,000 |
| Income tax | 75,000 | 171,000 | 275,000 | 386,000 |
| Net income | 150,000 | 340,000 | 541,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,487,000 | 5,702,000 | 5,903,000 | 6,419,000 |
| Total capital | 5,757,000 | 5,985,000 | 6,183,000 | 6,692,000 |
| Risk-weighted assets | 56,826,000 | 59,433,000 | 61,299,000 | 65,616,000 |