Call reports 2003
SOUTHWEST COMMUNITY BANK — 2003
What SOUTHWEST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 33,199,000 | 33,965,000 | 34,969,000 | 39,453,000 |
| Total loans | 26,194,000 | 27,546,000 | 28,601,000 | 29,541,000 |
| Allowance for loan losses | 423,000 | 410,000 | 400,000 | 367,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 386,000 | 310,000 | 3,621,000 | 7,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,388,000 | 28,092,000 | 29,001,000 | 28,730,000 |
| Interest-bearing deposits | 24,315,000 | 25,527,000 | 25,624,000 | 25,536,000 |
| Noninterest-bearing deposits | 3,073,000 | 2,565,000 | 3,377,000 | 3,194,000 |
| Equity capital | 3,082,000 | 3,117,000 | 3,187,000 | 3,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 1,013,000 | 1,512,000 | 2,056,000 |
| Interest expense | 192,000 | 389,000 | 561,000 | 723,000 |
| Net interest income | 306,000 | 624,000 | 951,000 | 1,333,000 |
| Noninterest income | 49,000 | 96,000 | 126,000 | 153,000 |
| Noninterest expense | 313,000 | 625,000 | 900,000 | 1,217,000 |
| Provision for loan losses | 0 | 0 | -25,000 | -45,000 |
| Pretax income | 81,000 | 134,000 | 241,000 | 353,000 |
| Income tax | 29,000 | 48,000 | 84,000 | 131,000 |
| Net income | 52,000 | 86,000 | 157,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,070,000 | 3,109,000 | 3,187,000 | 3,252,000 |
| Total capital | 3,393,000 | 3,449,000 | 3,541,000 | 3,618,000 |
| Risk-weighted assets | 25,763,000 | 27,111,000 | 28,304,000 | 29,255,000 |