Call reports 2002
SOUTHWEST COMMUNITY BANK — 2002
What SOUTHWEST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,240,000 | 38,911,000 | 35,656,000 | 31,577,000 |
| Total loans | 30,930,000 | 26,845,000 | 23,749,000 | 24,309,000 |
| Allowance for loan losses | 803,000 | 497,000 | 459,000 | 426,000 |
| Securities available for sale | 5,717,000 | 4,919,000 | 4,018,000 | 1,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,420,000 | 32,942,000 | 29,764,000 | 25,725,000 |
| Interest-bearing deposits | 34,435,000 | 30,276,000 | 26,919,000 | 22,885,000 |
| Noninterest-bearing deposits | 2,985,000 | 2,666,000 | 2,845,000 | 2,840,000 |
| Equity capital | 2,993,000 | 3,136,000 | 3,107,000 | 3,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,362,000 | 1,927,000 | 2,445,000 |
| Interest expense | 376,000 | 721,000 | 1,015,000 | 1,253,000 |
| Net interest income | 341,000 | 641,000 | 912,000 | 1,192,000 |
| Noninterest income | 36,000 | 104,000 | 134,000 | 165,000 |
| Noninterest expense | 323,000 | 617,000 | 962,000 | 1,325,000 |
| Provision for loan losses | 6,000 | 7,000 | 60,000 | 59,000 |
| Pretax income | 48,000 | 121,000 | 24,000 | 29,000 |
| Income tax | 18,000 | 44,000 | 10,000 | 9,000 |
| Net income | 30,000 | 77,000 | 14,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,014,000 | 3,087,000 | 3,024,000 | 3,014,000 |
| Total capital | 3,421,000 | 3,432,000 | 3,331,000 | 3,317,000 |
| Risk-weighted assets | 32,193,000 | 27,436,000 | 24,370,000 | 24,154,000 |