Call reports 2001
SOUTHWEST COMMUNITY BANK — 2001
What SOUTHWEST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,676,000 | 45,345,000 | 44,130,000 | 42,008,000 |
| Total loans | 31,272,000 | 31,530,000 | 31,399,000 | 32,034,000 |
| Allowance for loan losses | 525,000 | 514,000 | 518,000 | 1,311,000 |
| Securities available for sale | 6,568,000 | 6,114,000 | 6,086,000 | 6,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,218,000 | 38,913,000 | 37,681,000 | 36,204,000 |
| Interest-bearing deposits | 36,915,000 | 36,231,000 | 35,267,000 | 33,555,000 |
| Noninterest-bearing deposits | 2,303,000 | 2,682,000 | 2,414,000 | 2,649,000 |
| Equity capital | 3,539,000 | 3,544,000 | 3,573,000 | 3,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,864,000 | 2,693,000 | 3,463,000 |
| Interest expense | 589,000 | 1,165,000 | 1,700,000 | 2,167,000 |
| Net interest income | 359,000 | 699,000 | 993,000 | 1,296,000 |
| Noninterest income | 61,000 | 110,000 | 169,000 | 247,000 |
| Noninterest expense | 335,000 | 669,000 | 1,004,000 | 1,325,000 |
| Provision for loan losses | 8,000 | 35,000 | 60,000 | 926,000 |
| Pretax income | 77,000 | 105,000 | 98,000 | -708,000 |
| Income tax | 28,000 | 39,000 | 39,000 | -253,000 |
| Net income | 49,000 | 66,000 | 59,000 | -455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,524,000 | 3,524,000 | 3,482,000 | 2,977,000 |
| Total capital | 3,940,000 | 3,941,000 | 3,895,000 | 3,386,000 |
| Risk-weighted assets | 33,158,000 | 33,252,000 | 32,909,000 | 31,786,000 |