Call reports 2002
FIRST SIGNATURE BANK AND TRUST COMPANY — 2002
What FIRST SIGNATURE BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 120,532,000 | 120,088,000 | 112,263,000 | 100,466,000 |
| Total loans | 14,410,000 | 13,915,000 | 13,200,000 | 12,681,000 |
| Allowance for loan losses | 137,000 | 131,000 | 129,000 | 125,000 |
| Securities available for sale | 30,998,000 | 27,771,000 | 28,231,000 | 20,591,000 |
| Securities held to maturity | 28,397,000 | 26,480,000 | 24,083,000 | 19,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,159,000 | 38,522,000 | 44,242,000 | 33,180,000 |
| Interest-bearing deposits | 26,668,000 | 24,643,000 | 22,483,000 | 20,250,000 |
| Noninterest-bearing deposits | 12,490,000 | 13,879,000 | 21,759,000 | 12,930,000 |
| Equity capital | 13,267,000 | 13,316,000 | 13,259,000 | 13,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,059,000 | 3,003,000 | 3,974,000 |
| Interest expense | 202,000 | 398,000 | 567,000 | 709,000 |
| Net interest income | 855,000 | 1,661,000 | 2,436,000 | 3,265,000 |
| Noninterest income | 340,000 | 557,000 | 757,000 | 936,000 |
| Noninterest expense | 831,000 | 1,636,000 | 2,376,000 | 3,097,000 |
| Provision for loan losses | 8,000 | 20,000 | 12,000 | 32,000 |
| Pretax income | 356,000 | 562,000 | 805,000 | 1,072,000 |
| Income tax | 118,000 | 175,000 | 252,000 | 340,000 |
| Net income | 238,000 | 387,000 | 553,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,119,000 | 13,267,000 | 13,133,000 | 13,313,000 |
| Total capital | 13,256,000 | 13,398,000 | 13,262,000 | 13,438,000 |
| Risk-weighted assets | 31,883,000 | 30,895,000 | 29,029,000 | 25,698,000 |