Call reports 2001
FIRST SIGNATURE BANK AND TRUST COMPANY — 2001
What FIRST SIGNATURE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 160,717,000 | 159,666,000 | 160,305,000 | 156,498,000 |
| Total loans | 14,130,000 | 14,305,000 | 14,514,000 | 14,119,000 |
| Allowance for loan losses | 161,000 | 155,000 | 150,000 | 144,000 |
| Securities available for sale | 56,494,000 | 51,806,000 | 45,586,000 | 39,276,000 |
| Securities held to maturity | 37,272,000 | 35,854,000 | 32,835,000 | 30,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,058,000 | 75,504,000 | 74,276,000 | 66,299,000 |
| Interest-bearing deposits | 47,987,000 | 42,247,000 | 39,519,000 | 32,518,000 |
| Noninterest-bearing deposits | 27,071,000 | 33,257,000 | 34,757,000 | 33,781,000 |
| Equity capital | 13,271,000 | 13,726,000 | 13,571,000 | 13,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,266,000 | 4,264,000 | 6,109,000 | 7,415,000 |
| Interest expense | 1,249,000 | 1,987,000 | 2,564,000 | 2,810,000 |
| Net interest income | 1,017,000 | 2,277,000 | 3,545,000 | 4,605,000 |
| Noninterest income | 214,000 | 451,000 | 651,000 | 856,000 |
| Noninterest expense | 893,000 | 1,726,000 | 2,542,000 | 3,447,000 |
| Provision for loan losses | -75,000 | -53,000 | -43,000 | -28,000 |
| Pretax income | 413,000 | 1,055,000 | 1,697,000 | 2,042,000 |
| Income tax | 143,000 | 374,000 | 607,000 | 723,000 |
| Net income | 270,000 | 681,000 | 1,090,000 | 1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,131,000 | 13,542,000 | 13,451,000 | 13,680,000 |
| Total capital | 13,292,000 | 13,697,000 | 13,601,000 | 13,824,000 |
| Risk-weighted assets | 38,639,000 | 39,979,000 | 40,069,000 | 38,874,000 |