Call reports 2026
LUSITANIA SAVINGS BANK — 2026
What LUSITANIA SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 411,285,000 | 418,125,000 |
| Total loans | 225,754,000 | 228,737,000 |
| Allowance for loan losses | 2,654,000 | 2,652,000 |
| Securities available for sale | 24,593,000 | 27,741,000 |
| Securities held to maturity | 104,165,000 | 101,998,000 |
| Trading assets | 0 | 0 |
| Total deposits | 347,194,000 | 353,547,000 |
| Interest-bearing deposits | 290,618,000 | 296,105,000 |
| Noninterest-bearing deposits | 56,576,000 | 57,442,000 |
| Equity capital | 59,626,000 | 60,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,780,000 | 7,697,000 |
| Interest expense | 1,472,000 | 3,024,000 |
| Net interest income | 2,308,000 | 4,673,000 |
| Noninterest income | 158,000 | 325,000 |
| Noninterest expense | 1,786,000 | 3,628,000 |
| Provision for loan losses | 3,000 | 1,000 |
| Pretax income | 655,000 | 1,320,000 |
| Income tax | 169,000 | 340,000 |
| Net income | 486,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 61,659,000 | 62,153,000 |
| Total capital | 63,858,000 | 64,395,000 |
| Risk-weighted assets | 175,472,000 | 178,936,000 |