Call reports 2017
LUSITANIA SAVINGS BANK — 2017
What LUSITANIA SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 307,677,000 | 307,137,000 | 307,140,000 | 310,148,000 |
| Total loans | 157,462,000 | 158,774,000 | 157,473,000 | 159,734,000 |
| Allowance for loan losses | 2,552,000 | 2,518,000 | 2,518,000 | 2,496,000 |
| Securities available for sale | 21,709,000 | 21,571,000 | 21,670,000 | 20,380,000 |
| Securities held to maturity | 32,367,000 | 28,562,000 | 29,121,000 | 31,483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,299,000 | 260,029,000 | 259,679,000 | 262,494,000 |
| Interest-bearing deposits | 231,761,000 | 230,190,000 | 228,900,000 | 231,293,000 |
| Noninterest-bearing deposits | 28,538,000 | 29,839,000 | 30,779,000 | 31,201,000 |
| Equity capital | 44,074,000 | 44,939,000 | 45,572,000 | 45,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,537,000 | 6,723,000 | 9,017,000 |
| Interest expense | 219,000 | 449,000 | 693,000 | 955,000 |
| Net interest income | 1,948,000 | 4,088,000 | 6,030,000 | 8,062,000 |
| Noninterest income | 223,000 | 313,000 | 416,000 | 528,000 |
| Noninterest expense | 1,086,000 | 2,247,000 | 3,379,000 | 4,647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,085,000 | 2,154,000 | 3,067,000 | 3,943,000 |
| Income tax | 333,000 | 636,000 | 883,000 | 2,073,000 |
| Net income | 752,000 | 1,518,000 | 2,184,000 | 1,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,192,000 | 44,958,000 | 45,623,000 | 45,339,000 |
| Total capital | 45,809,000 | 46,608,000 | 47,260,000 | 46,945,000 |
| Risk-weighted assets | 128,455,000 | 131,208,000 | 130,112,000 | 127,612,000 |