Call reports 2019
SECURITY STATE BANK — 2019
What SECURITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 82,929,000 | 84,447,000 | 81,633,000 | 88,142,000 |
| Total loans | 38,281,000 | 38,601,000 | 39,596,000 | 40,144,000 |
| Allowance for loan losses | 240,000 | 238,000 | 257,000 | 257,000 |
| Securities available for sale | 30,808,000 | 33,398,000 | 32,614,000 | 32,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,326,000 | 65,499,000 | 62,490,000 | 68,921,000 |
| Interest-bearing deposits | 49,399,000 | 50,367,000 | 46,310,000 | 52,220,000 |
| Noninterest-bearing deposits | 14,927,000 | 15,132,000 | 16,180,000 | 16,701,000 |
| Equity capital | 9,864,000 | 10,143,000 | 10,340,000 | 10,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 757,000 | 1,539,000 | 2,312,000 | 3,076,000 |
| Interest expense | 163,000 | 343,000 | 489,000 | 676,000 |
| Net interest income | 594,000 | 1,196,000 | 1,823,000 | 2,400,000 |
| Noninterest income | 29,000 | 61,000 | 99,000 | 130,000 |
| Noninterest expense | 357,000 | 747,000 | 1,119,000 | 1,524,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 70,000 |
| Pretax income | 266,000 | 510,000 | 783,000 | 936,000 |
| Income tax | 13,000 | 25,000 | 37,000 | 49,000 |
| Net income | 253,000 | 485,000 | 746,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,734,000 | 9,841,000 | 9,976,000 | 10,118,000 |
| Total capital | 9,974,000 | 10,079,000 | 10,233,000 | 10,375,000 |
| Risk-weighted assets | 48,828,000 | 49,551,000 | 50,281,000 | 50,366,000 |