Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,269,000 | 86,098,000 | 83,304,000 | 90,749,000 |
| Total loans | 35,515,000 | 36,968,000 | 37,893,000 | 38,659,000 |
| Allowance for loan losses | 345,000 | 340,000 | 341,000 | 343,000 |
| Securities available for sale | 38,097,000 | 38,122,000 | 36,789,000 | 35,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,807,000 | 68,890,000 | 65,800,000 | 73,211,000 |
| Interest-bearing deposits | 54,691,000 | 56,704,000 | 54,331,000 | 59,098,000 |
| Noninterest-bearing deposits | 14,116,000 | 12,186,000 | 11,469,000 | 14,113,000 |
| Equity capital | 8,566,000 | 8,487,000 | 8,747,000 | 8,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,350,000 | 2,046,000 | 2,751,000 |
| Interest expense | 91,000 | 184,000 | 278,000 | 371,000 |
| Net interest income | 578,000 | 1,166,000 | 1,768,000 | 2,380,000 |
| Noninterest income | 49,000 | 94,000 | 145,000 | 181,000 |
| Noninterest expense | 382,000 | 771,000 | 1,181,000 | 1,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 245,000 | 489,000 | 732,000 | 953,000 |
| Income tax | 13,000 | 26,000 | 39,000 | 51,000 |
| Net income | 232,000 | 463,000 | 693,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,865,000 | 7,946,000 | 8,027,000 | 8,085,000 |
| Total capital | 8,210,000 | 8,286,000 | 8,368,000 | 8,428,000 |
| Risk-weighted assets | 48,168,000 | 50,415,000 | 50,598,000 | 51,174,000 |