Call reports 2014
SECURITY STATE BANK — 2014
What SECURITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 82,100,000 | 80,878,000 | 79,851,000 | 83,779,000 |
| Total loans | 33,812,000 | 35,681,000 | 36,087,000 | 36,782,000 |
| Allowance for loan losses | 354,000 | 354,000 | 341,000 | 344,000 |
| Securities available for sale | 34,621,000 | 37,934,000 | 36,409,000 | 35,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,580,000 | 62,377,000 | 61,140,000 | 66,657,000 |
| Interest-bearing deposits | 51,346,000 | 50,252,000 | 50,261,000 | 54,401,000 |
| Noninterest-bearing deposits | 14,234,000 | 12,125,000 | 10,879,000 | 12,256,000 |
| Equity capital | 7,843,000 | 8,281,000 | 8,390,000 | 8,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,353,000 | 2,043,000 | 2,730,000 |
| Interest expense | 90,000 | 182,000 | 275,000 | 366,000 |
| Net interest income | 579,000 | 1,171,000 | 1,768,000 | 2,364,000 |
| Noninterest income | 56,000 | 108,000 | 158,000 | 198,000 |
| Noninterest expense | 387,000 | 790,000 | 1,161,000 | 1,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 489,000 | 765,000 | 1,011,000 |
| Income tax | 13,000 | 22,000 | 35,000 | 53,000 |
| Net income | 235,000 | 467,000 | 730,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,560,000 | 7,617,000 | 7,731,000 | 7,808,000 |
| Total capital | 7,914,000 | 7,971,000 | 8,072,000 | 8,152,000 |
| Risk-weighted assets | 48,244,000 | 49,209,000 | 49,484,000 | 50,734,000 |