Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 81,089,000 | 77,948,000 | 75,327,000 | 81,893,000 |
| Total loans | 31,767,000 | 32,734,000 | 33,511,000 | 32,426,000 |
| Allowance for loan losses | 384,000 | 359,000 | 359,000 | 353,000 |
| Securities available for sale | 25,416,000 | 30,441,000 | 28,423,000 | 27,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,470,000 | 61,111,000 | 58,307,000 | 64,933,000 |
| Interest-bearing deposits | 52,009,000 | 51,157,000 | 47,197,000 | 51,399,000 |
| Noninterest-bearing deposits | 12,461,000 | 9,954,000 | 11,110,000 | 13,534,000 |
| Equity capital | 7,878,000 | 8,072,000 | 8,290,000 | 8,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,395,000 | 2,102,000 | 2,784,000 |
| Interest expense | 161,000 | 313,000 | 458,000 | 590,000 |
| Net interest income | 533,000 | 1,082,000 | 1,644,000 | 2,194,000 |
| Noninterest income | 62,000 | 113,000 | 173,000 | 219,000 |
| Noninterest expense | 350,000 | 717,000 | 1,082,000 | 1,489,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 245,000 | 478,000 | 735,000 | 924,000 |
| Income tax | 12,000 | 24,000 | 37,000 | 49,000 |
| Net income | 233,000 | 454,000 | 698,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,081,000 | 7,127,000 | 7,208,000 | 7,210,000 |
| Total capital | 7,465,000 | 7,486,000 | 7,567,000 | 7,563,000 |
| Risk-weighted assets | 43,992,000 | 45,223,000 | 45,705,000 | 46,158,000 |