Call reports 2009
SECURITY STATE BANK — 2009
What SECURITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 63,172,000 | 61,661,000 | 67,220,000 | 69,508,000 |
| Total loans | 30,358,000 | 29,489,000 | 30,131,000 | 31,498,000 |
| Allowance for loan losses | 399,000 | 373,000 | 373,000 | 372,000 |
| Securities available for sale | 24,350,000 | 23,171,000 | 26,221,000 | 22,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,648,000 | 46,235,000 | 51,508,000 | 53,940,000 |
| Interest-bearing deposits | 39,518,000 | 38,532,000 | 44,132,000 | 45,231,000 |
| Noninterest-bearing deposits | 8,130,000 | 7,703,000 | 7,376,000 | 8,709,000 |
| Equity capital | 6,797,000 | 6,661,000 | 6,966,000 | 6,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,674,000 | 2,482,000 | 3,293,000 |
| Interest expense | 297,000 | 579,000 | 836,000 | 1,092,000 |
| Net interest income | 549,000 | 1,095,000 | 1,646,000 | 2,201,000 |
| Noninterest income | 40,000 | 93,000 | 136,000 | 172,000 |
| Noninterest expense | 341,000 | 695,000 | 1,056,000 | 1,466,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 248,000 | 493,000 | 726,000 | 907,000 |
| Income tax | 13,000 | 26,000 | 42,000 | 53,000 |
| Net income | 235,000 | 467,000 | 684,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,438,000 | 6,519,000 | 6,586,000 | 6,606,000 |
| Total capital | 6,837,000 | 6,892,000 | 6,959,000 | 6,978,000 |
| Risk-weighted assets | 39,037,000 | 35,258,000 | 39,470,000 | 40,844,000 |