Call reports 2007
SECURITY STATE BANK — 2007
What SECURITY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 66,561,000 | 60,633,000 | 61,148,000 | 62,124,000 |
| Total loans | 29,072,000 | 28,156,000 | 27,982,000 | 28,172,000 |
| Allowance for loan losses | 393,000 | 403,000 | 404,000 | 401,000 |
| Securities available for sale | 29,385,000 | 27,643,000 | 27,940,000 | 24,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,339,000 | 46,921,000 | 46,768,000 | 46,184,000 |
| Interest-bearing deposits | 46,542,000 | 40,665,000 | 40,857,000 | 38,751,000 |
| Noninterest-bearing deposits | 6,798,000 | 6,256,000 | 5,911,000 | 7,433,000 |
| Equity capital | 5,820,000 | 5,705,000 | 5,963,000 | 6,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,866,000 | 2,790,000 | 3,682,000 |
| Interest expense | 491,000 | 956,000 | 1,427,000 | 1,854,000 |
| Net interest income | 453,000 | 910,000 | 1,363,000 | 1,828,000 |
| Noninterest income | 98,000 | 279,000 | 329,000 | 345,000 |
| Noninterest expense | 350,000 | 707,000 | 1,118,000 | 1,508,000 |
| Provision for loan losses | 15,000 | 25,000 | 40,000 | 40,000 |
| Pretax income | 186,000 | 457,000 | 534,000 | 658,000 |
| Income tax | 8,000 | 7,000 | 11,000 | 23,000 |
| Net income | 178,000 | 450,000 | 523,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,556,000 | 5,729,000 | 5,701,000 | 5,713,000 |
| Total capital | 5,949,000 | 6,132,000 | 6,105,000 | 6,114,000 |
| Risk-weighted assets | 40,232,000 | 38,083,000 | 38,117,000 | 35,450,000 |