Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 67,866,000 | 68,506,000 | 68,077,000 | 67,886,000 |
| Total loans | 27,052,000 | 27,246,000 | 28,055,000 | 27,562,000 |
| Allowance for loan losses | 405,000 | 394,000 | 393,000 | 378,000 |
| Securities available for sale | 36,191,000 | 36,351,000 | 34,863,000 | 32,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,161,000 | 53,534,000 | 54,420,000 | 54,802,000 |
| Interest-bearing deposits | 46,415,000 | 46,761,000 | 47,508,000 | 46,656,000 |
| Noninterest-bearing deposits | 6,746,000 | 6,773,000 | 6,912,000 | 8,146,000 |
| Equity capital | 5,388,000 | 5,200,000 | 5,690,000 | 5,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,650,000 | 2,531,000 | 3,440,000 |
| Interest expense | 379,000 | 824,000 | 1,307,000 | 1,813,000 |
| Net interest income | 423,000 | 826,000 | 1,224,000 | 1,627,000 |
| Noninterest income | 57,000 | 103,000 | 154,000 | 283,000 |
| Noninterest expense | 322,000 | 632,000 | 956,000 | 1,299,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 143,000 | 267,000 | 377,000 | 519,000 |
| Income tax | 3,000 | 9,000 | 15,000 | 23,000 |
| Net income | 140,000 | 258,000 | 362,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,423,000 | 5,441,000 | 5,445,000 | 5,479,000 |
| Total capital | 5,828,000 | 5,835,000 | 5,838,000 | 5,857,000 |
| Risk-weighted assets | 39,143,000 | 39,351,000 | 39,646,000 | 39,389,000 |