Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 63,166,000 | 63,688,000 | 64,382,000 | 65,079,000 |
| Total loans | 26,834,000 | 26,547,000 | 26,645,000 | 25,415,000 |
| Allowance for loan losses | 403,000 | 403,000 | 390,000 | 390,000 |
| Securities available for sale | 33,003,000 | 33,136,000 | 32,921,000 | 34,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,240,000 | 45,008,000 | 50,755,000 | 52,467,000 |
| Interest-bearing deposits | 42,617,000 | 38,169,000 | 43,506,000 | 44,826,000 |
| Noninterest-bearing deposits | 7,623,000 | 6,839,000 | 7,249,000 | 7,641,000 |
| Equity capital | 5,290,000 | 5,536,000 | 5,301,000 | 5,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,519,000 | 2,285,000 | 3,056,000 |
| Interest expense | 284,000 | 580,000 | 936,000 | 1,300,000 |
| Net interest income | 476,000 | 939,000 | 1,349,000 | 1,756,000 |
| Noninterest income | 70,000 | 128,000 | 185,000 | 228,000 |
| Noninterest expense | 256,000 | 521,000 | 877,000 | 1,164,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 290,000 | 546,000 | 657,000 | 781,000 |
| Income tax | 130,000 | 152,000 | 158,000 | 155,000 |
| Net income | 160,000 | 394,000 | 499,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,255,000 | 5,301,000 | 5,231,000 | 5,358,000 |
| Total capital | 5,658,000 | 5,704,000 | 5,621,000 | 5,748,000 |
| Risk-weighted assets | 36,742,000 | 37,040,000 | 37,817,000 | 37,116,000 |