Call reports 2004
SECURITY STATE BANK — 2004
What SECURITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 63,155,000 | 64,482,000 | 64,602,000 | 63,156,000 |
| Total loans | 25,783,000 | 26,407,000 | 27,583,000 | 26,413,000 |
| Allowance for loan losses | 410,000 | 410,000 | 410,000 | 409,000 |
| Securities available for sale | 32,045,000 | 35,049,000 | 33,771,000 | 33,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,021,000 | 48,063,000 | 48,160,000 | 48,369,000 |
| Interest-bearing deposits | 43,221,000 | 42,305,000 | 42,498,000 | 41,357,000 |
| Noninterest-bearing deposits | 6,800,000 | 5,758,000 | 5,662,000 | 7,012,000 |
| Equity capital | 5,625,000 | 5,205,000 | 5,529,000 | 5,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,518,000 | 2,295,000 | 3,069,000 |
| Interest expense | 243,000 | 489,000 | 743,000 | 1,008,000 |
| Net interest income | 511,000 | 1,029,000 | 1,552,000 | 2,061,000 |
| Noninterest income | 53,000 | 97,000 | 142,000 | 202,000 |
| Noninterest expense | 260,000 | 508,000 | 755,000 | 1,022,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 304,000 | 618,000 | 939,000 | 1,241,000 |
| Income tax | 55,000 | 116,000 | 181,000 | 233,000 |
| Net income | 249,000 | 502,000 | 758,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,060,000 | 5,114,000 | 5,195,000 | 5,270,000 |
| Total capital | 5,470,000 | 5,524,000 | 5,605,000 | 5,679,000 |
| Risk-weighted assets | 35,179,000 | 36,493,000 | 37,360,000 | 35,973,000 |