Call reports 2003
SECURITY STATE BANK — 2003
What SECURITY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 60,571,000 | 59,071,000 | 61,040,000 | 60,813,000 |
| Total loans | 27,275,000 | 27,157,000 | 26,237,000 | 25,888,000 |
| Allowance for loan losses | 463,000 | 451,000 | 451,000 | 443,000 |
| Securities available for sale | 26,645,000 | 28,095,000 | 30,036,000 | 31,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,955,000 | 46,087,000 | 48,281,000 | 48,110,000 |
| Interest-bearing deposits | 42,040,000 | 40,706,000 | 42,926,000 | 41,886,000 |
| Noninterest-bearing deposits | 5,915,000 | 5,381,000 | 5,355,000 | 6,224,000 |
| Equity capital | 5,175,000 | 5,498,000 | 5,363,000 | 5,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,614,000 | 2,385,000 | 3,140,000 |
| Interest expense | 289,000 | 573,000 | 836,000 | 1,088,000 |
| Net interest income | 525,000 | 1,041,000 | 1,549,000 | 2,052,000 |
| Noninterest income | 54,000 | 97,000 | 154,000 | 201,000 |
| Noninterest expense | 240,000 | 474,000 | 713,000 | 970,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 339,000 | 664,000 | 990,000 | 1,283,000 |
| Income tax | 75,000 | 145,000 | 216,000 | 270,000 |
| Net income | 264,000 | 519,000 | 774,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,812,000 | 4,893,000 | 4,972,000 | 5,011,000 |
| Total capital | 5,246,000 | 5,319,000 | 5,410,000 | 5,443,000 |
| Risk-weighted assets | 34,687,000 | 34,037,000 | 34,991,000 | 34,521,000 |