Call reports 2001
SECURITY STATE BANK — 2001
What SECURITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,781,000 | 50,131,000 | 52,324,000 | 52,902,000 |
| Total loans | 28,587,000 | 28,922,000 | 29,536,000 | 28,295,000 |
| Allowance for loan losses | 488,000 | 486,000 | 486,000 | 450,000 |
| Securities available for sale | 18,696,000 | 18,535,000 | 19,003,000 | 20,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,671,000 | 41,020,000 | 40,041,000 | 40,805,000 |
| Interest-bearing deposits | 36,202,000 | 36,082,000 | 35,311,000 | 34,576,000 |
| Noninterest-bearing deposits | 5,469,000 | 4,938,000 | 4,730,000 | 6,229,000 |
| Equity capital | 4,630,000 | 4,598,000 | 4,811,000 | 4,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,879,000 | 2,803,000 | 3,703,000 |
| Interest expense | 525,000 | 1,035,000 | 1,522,000 | 1,958,000 |
| Net interest income | 420,000 | 844,000 | 1,281,000 | 1,745,000 |
| Noninterest income | 55,000 | 102,000 | 151,000 | 198,000 |
| Noninterest expense | 214,000 | 419,000 | 626,000 | 871,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 261,000 | 527,000 | 806,000 | 1,057,000 |
| Income tax | 69,000 | 151,000 | 202,000 | 264,000 |
| Net income | 192,000 | 376,000 | 604,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,329,000 | 4,339,000 | 4,417,000 | 4,455,000 |
| Total capital | 4,734,000 | 4,750,000 | 4,844,000 | 4,871,000 |
| Risk-weighted assets | 32,305,000 | 32,837,000 | 34,077,000 | 33,275,000 |