Call reports 2010
BANK OF EVANSVILLE — 2010
What BANK OF EVANSVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 307,585,000 | 311,441,000 | 325,669,000 | 339,991,000 |
| Total loans | 254,237,000 | 246,292,000 | 242,852,000 | 227,651,000 |
| Allowance for loan losses | 4,531,000 | 3,774,000 | 3,606,000 | 4,108,000 |
| Securities available for sale | 17,745,000 | 15,401,000 | 29,786,000 | 29,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,661,000 | 269,533,000 | 282,938,000 | 302,497,000 |
| Interest-bearing deposits | 244,563,000 | 246,980,000 | 260,429,000 | 279,206,000 |
| Noninterest-bearing deposits | 21,098,000 | 22,553,000 | 22,509,000 | 23,291,000 |
| Equity capital | 31,006,000 | 30,952,000 | 31,658,000 | 26,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,487,000 | 7,000,000 | 10,476,000 | 13,809,000 |
| Interest expense | 1,037,000 | 2,114,000 | 3,248,000 | 4,381,000 |
| Net interest income | 2,450,000 | 4,886,000 | 7,228,000 | 9,428,000 |
| Noninterest income | 152,000 | 365,000 | 747,000 | 546,000 |
| Noninterest expense | 1,635,000 | 3,532,000 | 5,258,000 | 7,247,000 |
| Provision for loan losses | 175,000 | 1,100,000 | 1,100,000 | 1,840,000 |
| Pretax income | 792,000 | 619,000 | 1,617,000 | 887,000 |
| Income tax | 313,000 | 243,000 | 599,000 | 256,000 |
| Net income | 479,000 | 376,000 | 1,018,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,988,000 | 30,885,000 | 31,527,000 | 26,743,000 |
| Total capital | 34,221,000 | 34,085,000 | 34,726,000 | 29,783,000 |
| Risk-weighted assets | 257,278,000 | 255,348,000 | 255,446,000 | 242,062,000 |