Call reports 2009
BANK OF EVANSVILLE — 2009
What BANK OF EVANSVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 293,973,000 | 295,631,000 | 301,558,000 | 301,542,000 |
| Total loans | 257,814,000 | 255,695,000 | 257,478,000 | 259,142,000 |
| Allowance for loan losses | 4,420,000 | 4,511,000 | 4,852,000 | 4,516,000 |
| Securities available for sale | 11,282,000 | 7,662,000 | 11,812,000 | 13,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,531,000 | 254,381,000 | 260,341,000 | 260,270,000 |
| Interest-bearing deposits | 228,356,000 | 231,639,000 | 236,654,000 | 239,224,000 |
| Noninterest-bearing deposits | 25,175,000 | 22,742,000 | 23,687,000 | 21,046,000 |
| Equity capital | 29,496,000 | 29,530,000 | 30,026,000 | 30,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,441,000 | 6,870,000 | 10,312,000 | 13,858,000 |
| Interest expense | 1,355,000 | 2,539,000 | 3,677,000 | 4,759,000 |
| Net interest income | 2,086,000 | 4,331,000 | 6,635,000 | 9,099,000 |
| Noninterest income | 282,000 | 596,000 | 846,000 | 1,104,000 |
| Noninterest expense | 1,542,000 | 3,425,000 | 5,077,000 | 6,722,000 |
| Provision for loan losses | 210,000 | 740,000 | 990,000 | 1,215,000 |
| Pretax income | 616,000 | 762,000 | 1,414,000 | 2,381,000 |
| Income tax | 243,000 | 301,000 | 557,000 | 905,000 |
| Net income | 373,000 | 461,000 | 857,000 | 1,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,407,000 | 29,495,000 | 29,890,000 | 30,509,000 |
| Total capital | 32,615,000 | 32,681,000 | 33,075,000 | 33,735,000 |
| Risk-weighted assets | 255,382,000 | 253,565,000 | 253,104,000 | 256,474,000 |