Call reports 2008
BANK OF EVANSVILLE — 2008
What BANK OF EVANSVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 301,491,000 | 291,460,000 | 291,955,000 | 294,725,000 |
| Total loans | 257,207,000 | 261,323,000 | 262,098,000 | 263,454,000 |
| Allowance for loan losses | 3,345,000 | 3,497,000 | 3,728,000 | 4,351,000 |
| Securities available for sale | 8,542,000 | 12,599,000 | 12,569,000 | 12,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,762,000 | 252,383,000 | 251,765,000 | 254,547,000 |
| Interest-bearing deposits | 234,133,000 | 235,142,000 | 234,372,000 | 236,482,000 |
| Noninterest-bearing deposits | 28,629,000 | 17,241,000 | 17,394,000 | 18,065,000 |
| Equity capital | 27,859,000 | 28,309,000 | 29,131,000 | 29,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,245,000 | 8,336,000 | 12,431,000 | 16,199,000 |
| Interest expense | 2,045,000 | 3,704,000 | 5,382,000 | 6,962,000 |
| Net interest income | 2,200,000 | 4,632,000 | 7,049,000 | 9,237,000 |
| Noninterest income | 398,000 | 798,000 | 1,884,000 | 2,034,000 |
| Noninterest expense | 1,589,000 | 3,220,000 | 5,161,000 | 6,781,000 |
| Provision for loan losses | 230,000 | 497,000 | 842,000 | 1,712,000 |
| Pretax income | 779,000 | 1,713,000 | 2,930,000 | 2,778,000 |
| Income tax | 309,000 | 679,000 | 1,171,000 | 1,113,000 |
| Net income | 470,000 | 1,034,000 | 1,759,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,838,000 | 28,402,000 | 29,128,000 | 29,034,000 |
| Total capital | 30,977,000 | 31,576,000 | 32,284,000 | 32,202,000 |
| Risk-weighted assets | 250,839,000 | 253,402,000 | 251,882,000 | 252,224,000 |