Call reports 2007
BANK OF EVANSVILLE — 2007
What BANK OF EVANSVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 251,878,000 | 255,437,000 | 260,011,000 | 267,528,000 |
| Total loans | 216,438,000 | 218,554,000 | 228,762,000 | 239,392,000 |
| Allowance for loan losses | 3,110,000 | 3,147,000 | 3,203,000 | 3,117,000 |
| Securities available for sale | 9,835,000 | 9,657,000 | 9,694,000 | 9,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,564,000 | 223,000,000 | 231,026,000 | 239,307,000 |
| Interest-bearing deposits | 204,845,000 | 202,106,000 | 209,608,000 | 217,259,000 |
| Noninterest-bearing deposits | 18,719,000 | 20,894,000 | 21,418,000 | 22,048,000 |
| Equity capital | 27,200,000 | 27,706,000 | 28,165,000 | 27,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,355,000 | 8,824,000 | 13,336,000 | 17,835,000 |
| Interest expense | 2,316,000 | 4,682,000 | 6,940,000 | 9,094,000 |
| Net interest income | 2,039,000 | 4,142,000 | 6,396,000 | 8,741,000 |
| Noninterest income | 341,000 | 744,000 | 1,105,000 | 1,507,000 |
| Noninterest expense | 1,320,000 | 2,854,000 | 4,264,000 | 6,035,000 |
| Provision for loan losses | 46,000 | 83,000 | 158,000 | 2,607,000 |
| Pretax income | 1,014,000 | 1,949,000 | 3,079,000 | 1,606,000 |
| Income tax | 403,000 | 780,000 | 1,232,000 | 656,000 |
| Net income | 611,000 | 1,169,000 | 1,847,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,329,000 | 27,887,000 | 28,266,000 | 27,368,000 |
| Total capital | 30,046,000 | 30,608,000 | 31,085,000 | 30,289,000 |
| Risk-weighted assets | 216,977,000 | 217,347,000 | 225,125,000 | 233,516,000 |