Call reports 2005
BANK OF EVANSVILLE — 2005
What BANK OF EVANSVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 179,536,000 | 193,321,000 | 206,866,000 | 221,823,000 |
| Total loans | 147,089,000 | 165,628,000 | 167,160,000 | 178,469,000 |
| Allowance for loan losses | 2,241,000 | 2,501,000 | 2,553,000 | 2,721,000 |
| Securities available for sale | 12,732,000 | 12,263,000 | 11,466,000 | 10,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,530,000 | 171,968,000 | 181,710,000 | 195,817,000 |
| Interest-bearing deposits | 145,175,000 | 155,042,000 | 164,102,000 | 170,205,000 |
| Noninterest-bearing deposits | 18,355,000 | 16,926,000 | 17,608,000 | 25,612,000 |
| Equity capital | 15,306,000 | 20,495,000 | 23,856,000 | 24,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,307,000 | 4,992,000 | 8,038,000 | 11,364,000 |
| Interest expense | 799,000 | 1,834,000 | 3,080,000 | 4,503,000 |
| Net interest income | 1,508,000 | 3,158,000 | 4,958,000 | 6,861,000 |
| Noninterest income | 314,000 | 615,000 | 955,000 | 1,273,000 |
| Noninterest expense | 1,153,000 | 2,287,000 | 3,462,000 | 4,753,000 |
| Provision for loan losses | 125,000 | 385,000 | 437,000 | 605,000 |
| Pretax income | 544,000 | 1,101,000 | 2,014,000 | 2,776,000 |
| Income tax | 0 | 190,000 | 556,000 | 870,000 |
| Net income | 544,000 | 911,000 | 1,458,000 | 1,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,493,000 | 20,559,000 | 24,006,000 | 24,454,000 |
| Total capital | 17,375,000 | 22,634,000 | 26,148,000 | 26,734,000 |
| Risk-weighted assets | 150,207,000 | 165,571,000 | 170,938,000 | 181,988,000 |