Call reports 2004
BANK OF EVANSVILLE — 2004
What BANK OF EVANSVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 139,472,000 | 147,588,000 | 159,218,000 | 165,634,000 |
| Total loans | 110,520,000 | 115,999,000 | 129,958,000 | 137,587,000 |
| Allowance for loan losses | 1,639,000 | 1,745,000 | 1,952,000 | 2,116,000 |
| Securities available for sale | 16,144,000 | 15,506,000 | 14,852,000 | 13,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,659,000 | 129,193,000 | 140,555,000 | 149,791,000 |
| Interest-bearing deposits | 111,756,000 | 116,624,000 | 127,494,000 | 136,319,000 |
| Noninterest-bearing deposits | 13,903,000 | 12,569,000 | 13,061,000 | 13,472,000 |
| Equity capital | 13,387,000 | 13,288,000 | 14,631,000 | 14,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,488,000 | 3,090,000 | 4,902,000 | 6,995,000 |
| Interest expense | 485,000 | 1,003,000 | 1,615,000 | 2,311,000 |
| Net interest income | 1,003,000 | 2,087,000 | 3,287,000 | 4,684,000 |
| Noninterest income | 152,000 | 368,000 | 572,000 | 849,000 |
| Noninterest expense | 902,000 | 1,922,000 | 2,937,000 | 4,070,000 |
| Provision for loan losses | 140,000 | 259,000 | 466,000 | 631,000 |
| Pretax income | 120,000 | 281,000 | 463,000 | 839,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 281,000 | 463,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,278,000 | 13,439,000 | 14,623,000 | 14,949,000 |
| Total capital | 14,746,000 | 14,974,000 | 16,303,000 | 16,682,000 |
| Risk-weighted assets | 117,294,000 | 122,653,000 | 134,124,000 | 138,224,000 |