Call reports 2003
BANK OF EVANSVILLE — 2003
What BANK OF EVANSVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 98,265,000 | 109,118,000 | 117,699,000 | 128,953,000 |
| Total loans | 79,243,000 | 84,757,000 | 92,808,000 | 98,899,000 |
| Allowance for loan losses | 1,197,000 | 1,275,000 | 1,354,000 | 1,499,000 |
| Securities available for sale | 7,664,000 | 11,785,000 | 12,827,000 | 14,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,353,000 | 94,026,000 | 104,205,000 | 115,507,000 |
| Interest-bearing deposits | 80,833,000 | 85,523,000 | 93,695,000 | 102,035,000 |
| Noninterest-bearing deposits | 7,520,000 | 8,503,000 | 10,510,000 | 13,471,000 |
| Equity capital | 9,470,000 | 13,143,000 | 13,117,000 | 13,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,383,000 | 3,656,000 | 5,044,000 |
| Interest expense | 478,000 | 976,000 | 1,472,000 | 2,010,000 |
| Net interest income | 690,000 | 1,407,000 | 2,184,000 | 3,034,000 |
| Noninterest income | 101,000 | 336,000 | 491,000 | 621,000 |
| Noninterest expense | 687,000 | 1,479,000 | 2,238,000 | 3,016,000 |
| Provision for loan losses | 50,000 | 128,000 | 207,000 | 352,000 |
| Pretax income | 54,000 | 136,000 | 245,000 | 302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 136,000 | 245,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,357,000 | 12,992,000 | 13,100,000 | 13,158,000 |
| Total capital | 10,401,000 | 14,112,000 | 14,329,000 | 14,474,000 |
| Risk-weighted assets | 83,360,000 | 89,466,000 | 98,166,000 | 105,075,000 |