Call reports 2002
BANK OF EVANSVILLE — 2002
What BANK OF EVANSVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,299,000 | 80,838,000 | 86,817,000 | 97,060,000 |
| Total loans | 58,376,000 | 64,976,000 | 71,590,000 | 75,880,000 |
| Allowance for loan losses | 878,000 | 1,000,000 | 1,075,000 | 1,147,000 |
| Securities available for sale | 6,355,000 | 7,491,000 | 7,923,000 | 7,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,017,000 | 71,337,000 | 77,064,000 | 87,136,000 |
| Interest-bearing deposits | 57,573,000 | 66,563,000 | 72,058,000 | 81,064,000 |
| Noninterest-bearing deposits | 3,444,000 | 4,774,000 | 5,007,000 | 6,072,000 |
| Equity capital | 9,067,000 | 9,168,000 | 9,304,000 | 9,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,924,000 | 3,056,000 | 4,219,000 |
| Interest expense | 364,000 | 777,000 | 1,234,000 | 1,713,000 |
| Net interest income | 519,000 | 1,147,000 | 1,822,000 | 2,506,000 |
| Noninterest income | 26,000 | 78,000 | 163,000 | 262,000 |
| Noninterest expense | 513,000 | 1,059,000 | 1,657,000 | 2,254,000 |
| Provision for loan losses | 138,000 | 260,000 | 335,000 | 408,000 |
| Pretax income | -106,000 | -94,000 | 6,000 | 119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -106,000 | -94,000 | 6,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,077,000 | 9,089,000 | 9,189,000 | 9,302,000 |
| Total capital | 9,794,000 | 9,922,000 | 10,102,000 | 10,302,000 |
| Risk-weighted assets | 57,212,000 | 66,417,000 | 72,887,000 | 79,830,000 |