Call reports 2009
SECURITY STATE BANK — 2009
What SECURITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 85,432,000 | 86,034,000 | 87,008,000 | 85,883,000 |
| Total loans | 42,444,000 | 44,288,000 | 46,432,000 | 45,889,000 |
| Allowance for loan losses | 515,000 | 495,000 | 547,000 | 566,000 |
| Securities available for sale | 31,797,000 | 30,907,000 | 31,610,000 | 31,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,376,000 | 70,956,000 | 68,025,000 | 70,239,000 |
| Interest-bearing deposits | 63,740,000 | 63,297,000 | 61,452,000 | 62,094,000 |
| Noninterest-bearing deposits | 7,636,000 | 7,659,000 | 6,573,000 | 8,145,000 |
| Equity capital | 12,085,000 | 12,203,000 | 12,705,000 | 11,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,896,000 | 2,903,000 | 3,932,000 |
| Interest expense | 407,000 | 792,000 | 1,166,000 | 1,514,000 |
| Net interest income | 533,000 | 1,104,000 | 1,737,000 | 2,418,000 |
| Noninterest income | 40,000 | 87,000 | 140,000 | 229,000 |
| Noninterest expense | 347,000 | 761,000 | 1,202,000 | 1,530,000 |
| Provision for loan losses | 18,000 | 36,000 | 94,000 | 112,000 |
| Pretax income | 210,000 | 396,000 | 583,000 | 1,017,000 |
| Income tax | 11,000 | 21,000 | 31,000 | 35,000 |
| Net income | 199,000 | 375,000 | 552,000 | 982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,929,000 | 8,051,000 | 8,127,000 | 7,367,000 |
| Total capital | 8,444,000 | 8,546,000 | 8,674,000 | 7,933,000 |
| Risk-weighted assets | 50,376,000 | 51,828,000 | 53,527,000 | 52,779,000 |