Call reports 2007
SECURITY STATE BANK — 2007
What SECURITY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,660,000 | 74,080,000 | 75,194,000 | 76,399,000 |
| Total loans | 38,987,000 | 39,287,000 | 39,809,000 | 40,311,000 |
| Allowance for loan losses | 539,000 | 507,000 | 528,000 | 547,000 |
| Securities available for sale | 30,340,000 | 30,743,000 | 31,384,000 | 31,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,527,000 | 61,079,000 | 61,273,000 | 62,974,000 |
| Interest-bearing deposits | 53,276,000 | 5,937,000 | 55,046,000 | 56,357,000 |
| Noninterest-bearing deposits | 6,251,000 | 55,142,000 | 6,227,000 | 6,617,000 |
| Equity capital | 10,090,000 | 9,959,000 | 10,511,000 | 10,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,056,000 | 3,133,000 | 4,261,000 |
| Interest expense | 494,000 | 1,031,000 | 1,572,000 | 2,116,000 |
| Net interest income | 509,000 | 1,025,000 | 1,561,000 | 2,145,000 |
| Noninterest income | 51,000 | 95,000 | 142,000 | 222,000 |
| Noninterest expense | 319,000 | 633,000 | 959,000 | 1,296,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 223,000 | 451,000 | 690,000 | 994,000 |
| Income tax | 9,000 | 19,000 | 29,000 | 40,000 |
| Net income | 214,000 | 432,000 | 661,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,294,000 | 10,432,000 | 10,581,000 | 10,424,000 |
| Total capital | 10,833,000 | 10,939,000 | 11,109,000 | 10,971,000 |
| Risk-weighted assets | 46,151,000 | 46,367,000 | 47,085,000 | 47,461,000 |