Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 70,609,000 | 69,704,000 | 70,537,000 | 71,307,000 |
| Total loans | 38,461,000 | 37,950,000 | 37,998,000 | 37,306,000 |
| Allowance for loan losses | 488,000 | 501,000 | 507,000 | 519,000 |
| Securities available for sale | 28,934,000 | 28,000,000 | 29,261,000 | 29,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,628,000 | 55,667,000 | 54,966,000 | 58,362,000 |
| Interest-bearing deposits | 49,663,000 | 49,475,000 | 48,846,000 | 52,187,000 |
| Noninterest-bearing deposits | 5,965,000 | 6,192,000 | 6,120,000 | 6,175,000 |
| Equity capital | 9,475,000 | 9,326,000 | 9,972,000 | 9,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 1,873,000 | 2,850,000 | 3,854,000 |
| Interest expense | 395,000 | 827,000 | 1,287,000 | 1,772,000 |
| Net interest income | 529,000 | 1,046,000 | 1,563,000 | 2,082,000 |
| Noninterest income | 42,000 | 82,000 | 124,000 | 210,000 |
| Noninterest expense | 319,000 | 627,000 | 930,000 | 1,257,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 205,000 | 442,000 | 686,000 | 952,000 |
| Income tax | 10,000 | 23,000 | 35,000 | 48,000 |
| Net income | 195,000 | 419,000 | 651,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,911,000 | 10,054,000 | 10,206,000 | 10,160,000 |
| Total capital | 10,399,000 | 10,555,000 | 10,713,000 | 10,679,000 |
| Risk-weighted assets | 45,609,000 | 44,980,000 | 45,147,000 | 44,383,000 |