Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 68,865,000 | 70,097,000 | 70,015,000 | 69,601,000 |
| Total loans | 36,580,000 | 37,558,000 | 38,024,000 | 37,034,000 |
| Allowance for loan losses | 438,000 | 450,000 | 462,000 | 476,000 |
| Securities available for sale | 29,290,000 | 29,036,000 | 28,561,000 | 28,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,489,000 | 55,102,000 | 54,198,000 | 55,247,000 |
| Interest-bearing deposits | 48,208,000 | 49,623,000 | 48,332,000 | 49,264,000 |
| Noninterest-bearing deposits | 5,281,000 | 5,479,000 | 5,866,000 | 5,983,000 |
| Equity capital | 9,323,000 | 9,697,000 | 9,614,000 | 9,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,738,000 | 2,628,000 | 3,564,000 |
| Interest expense | 299,000 | 622,000 | 971,000 | 1,338,000 |
| Net interest income | 559,000 | 1,116,000 | 1,657,000 | 2,226,000 |
| Noninterest income | 47,000 | 87,000 | 138,000 | 214,000 |
| Noninterest expense | 280,000 | 564,000 | 859,000 | 1,179,000 |
| Provision for loan losses | 10,000 | 22,000 | 92,000 | 104,000 |
| Pretax income | 317,000 | 618,000 | 845,000 | 1,158,000 |
| Income tax | 16,000 | 31,000 | 43,000 | 59,000 |
| Net income | 301,000 | 587,000 | 802,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,557,000 | 9,664,000 | 9,799,000 | 9,796,000 |
| Total capital | 9,995,000 | 10,114,000 | 10,261,000 | 10,272,000 |
| Risk-weighted assets | 42,630,000 | 43,889,000 | 44,536,000 | 44,086,000 |