Call reports 2004
SECURITY STATE BANK — 2004
What SECURITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 65,678,000 | 66,373,000 | 67,129,000 | 67,854,000 |
| Total loans | 32,147,000 | 33,243,000 | 34,340,000 | 34,689,000 |
| Allowance for loan losses | 385,000 | 408,000 | 414,000 | 423,000 |
| Securities available for sale | 29,598,000 | 29,195,000 | 29,582,000 | 30,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,598,000 | 53,487,000 | 53,355,000 | 54,857,000 |
| Interest-bearing deposits | 46,390,000 | 48,028,000 | 47,721,000 | 48,741,000 |
| Noninterest-bearing deposits | 5,208,000 | 5,459,000 | 5,635,000 | 6,116,000 |
| Equity capital | 9,599,000 | 9,131,000 | 9,672,000 | 9,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,617,000 | 2,457,000 | 3,308,000 |
| Interest expense | 298,000 | 589,000 | 874,000 | 1,158,000 |
| Net interest income | 503,000 | 1,028,000 | 1,583,000 | 2,150,000 |
| Noninterest income | 49,000 | 108,000 | 152,000 | 239,000 |
| Noninterest expense | 252,000 | 517,000 | 779,000 | 1,159,000 |
| Provision for loan losses | 9,000 | 45,000 | 54,000 | 81,000 |
| Pretax income | 291,000 | 583,000 | 913,000 | 1,150,000 |
| Income tax | 13,000 | 30,000 | 47,000 | 58,000 |
| Net income | 278,000 | 553,000 | 866,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,026,000 | 9,178,000 | 9,411,000 | 9,337,000 |
| Total capital | 9,411,000 | 9,586,000 | 9,825,000 | 9,760,000 |
| Risk-weighted assets | 38,695,000 | 39,511,000 | 40,880,000 | 40,576,000 |