Call reports 2002
SECURITY STATE BANK — 2002
What SECURITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,762,000 | 60,222,000 | 61,573,000 | 63,018,000 |
| Total loans | 30,753,000 | 30,797,000 | 31,528,000 | 31,083,000 |
| Allowance for loan losses | 351,000 | 345,000 | 346,000 | 350,000 |
| Securities available for sale | 24,113,000 | 24,461,000 | 25,353,000 | 26,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,125,000 | 48,062,000 | 47,925,000 | 49,185,000 |
| Interest-bearing deposits | 42,339,000 | 43,056,000 | 43,116,000 | 44,177,000 |
| Noninterest-bearing deposits | 4,786,000 | 5,006,000 | 4,809,000 | 5,008,000 |
| Equity capital | 8,478,000 | 8,956,000 | 9,320,000 | 9,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,856,000 | 2,789,000 | 3,687,000 |
| Interest expense | 420,000 | 823,000 | 1,218,000 | 1,620,000 |
| Net interest income | 502,000 | 1,033,000 | 1,571,000 | 2,067,000 |
| Noninterest income | 42,000 | 78,000 | 124,000 | 217,000 |
| Noninterest expense | 252,000 | 485,000 | 746,000 | 1,160,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 293,000 | 618,000 | 932,000 | 1,098,000 |
| Income tax | 15,000 | 31,000 | 49,000 | 59,000 |
| Net income | 278,000 | 587,000 | 883,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,065,000 | 8,293,000 | 8,509,000 | 8,406,000 |
| Total capital | 8,416,000 | 8,638,000 | 8,855,000 | 8,756,000 |
| Risk-weighted assets | 34,954,000 | 34,963,000 | 35,932,000 | 35,870,000 |