Call reports 2001
SECURITY STATE BANK — 2001
What SECURITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,066,000 | 54,575,000 | 56,782,000 | 59,121,000 |
| Total loans | 28,580,000 | 29,325,000 | 30,028,000 | 29,860,000 |
| Allowance for loan losses | 319,000 | 328,000 | 334,000 | 343,000 |
| Securities available for sale | 22,536,000 | 22,385,000 | 23,335,000 | 23,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,189,000 | 44,312,000 | 45,370,000 | 47,489,000 |
| Interest-bearing deposits | 39,733,000 | 40,276,000 | 41,025,000 | 42,897,000 |
| Noninterest-bearing deposits | 4,456,000 | 4,036,000 | 4,345,000 | 4,592,000 |
| Equity capital | 8,000,000 | 8,150,000 | 8,555,000 | 8,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,845,000 | 2,791,000 | 3,734,000 |
| Interest expense | 489,000 | 979,000 | 1,458,000 | 1,926,000 |
| Net interest income | 420,000 | 866,000 | 1,333,000 | 1,808,000 |
| Noninterest income | 32,000 | 65,000 | 103,000 | 215,000 |
| Noninterest expense | 241,000 | 476,000 | 702,000 | 1,036,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 207,000 | 442,000 | 712,000 | 956,000 |
| Income tax | 11,000 | 22,000 | 36,000 | 45,000 |
| Net income | 196,000 | 420,000 | 676,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,498,000 | 7,666,000 | 7,841,000 | 7,866,000 |
| Total capital | 7,817,000 | 7,994,000 | 8,175,000 | 8,209,000 |
| Risk-weighted assets | 32,713,000 | 33,086,000 | 35,309,000 | 37,765,000 |