Call reports 2021
UNION BANK — 2021
What UNION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,056,346,000 | 1,079,594,000 | 1,106,304,000 | 1,158,054,000 |
| Total loans | 648,742,000 | 664,375,000 | 662,743,000 | 652,160,000 |
| Allowance for loan losses | 10,119,000 | 10,113,000 | 9,615,000 | 7,593,000 |
| Securities available for sale | 297,045,000 | 299,898,000 | 285,571,000 | 275,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 882,522,000 | 919,612,000 | 955,835,000 | 1,016,375,000 |
| Interest-bearing deposits | 530,922,000 | 549,336,000 | 553,743,000 | 614,750,000 |
| Noninterest-bearing deposits | 351,600,000 | 370,276,000 | 402,092,000 | 401,625,000 |
| Equity capital | 101,348,000 | 106,713,000 | 110,354,000 | 112,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,168,000 | 18,235,000 | 27,503,000 | 36,804,000 |
| Interest expense | 523,000 | 1,044,000 | 1,522,000 | 1,965,000 |
| Net interest income | 8,645,000 | 17,191,000 | 25,981,000 | 34,839,000 |
| Noninterest income | 932,000 | 1,969,000 | 2,960,000 | 3,949,000 |
| Noninterest expense | 5,385,000 | 10,933,000 | 16,858,000 | 23,143,000 |
| Provision for loan losses | 0 | 0 | -489,000 | -2,430,000 |
| Pretax income | 4,192,000 | 8,227,000 | 12,505,000 | 18,008,000 |
| Income tax | 863,000 | 1,676,000 | 2,548,000 | 3,708,000 |
| Net income | 3,329,000 | 6,551,000 | 9,957,000 | 14,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,985,000 | 90,439,000 | 94,133,000 | 98,706,000 |
| Total capital | 101,414,000 | 105,138,000 | 108,904,000 | 112,299,000 |
| Risk-weighted assets | 672,630,000 | 694,515,000 | 700,848,000 | 702,913,000 |