Call reports 2020
UNION BANK — 2020
What UNION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 866,785,000 | 1,001,100,000 | 971,043,000 | 987,295,000 |
| Total loans | 598,746,000 | 640,360,000 | 643,661,000 | 660,963,000 |
| Allowance for loan losses | 5,321,000 | 7,478,000 | 9,526,000 | 10,113,000 |
| Securities available for sale | 181,094,000 | 206,425,000 | 240,950,000 | 249,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,472,000 | 765,699,000 | 758,390,000 | 770,016,000 |
| Interest-bearing deposits | 455,866,000 | 448,044,000 | 442,698,000 | 446,495,000 |
| Noninterest-bearing deposits | 219,606,000 | 317,655,000 | 315,692,000 | 323,521,000 |
| Equity capital | 85,473,000 | 98,043,000 | 99,759,000 | 102,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,730,000 | 17,638,000 | 26,408,000 | 35,307,000 |
| Interest expense | 1,719,000 | 3,065,000 | 4,056,000 | 4,753,000 |
| Net interest income | 7,011,000 | 14,573,000 | 22,352,000 | 30,554,000 |
| Noninterest income | 782,000 | 1,902,000 | 2,853,000 | 3,832,000 |
| Noninterest expense | 5,416,000 | 11,124,000 | 16,395,000 | 22,346,000 |
| Provision for loan losses | 355,000 | 2,555,000 | 4,695,000 | 5,291,000 |
| Pretax income | 2,143,000 | 2,947,000 | 4,266,000 | 7,005,000 |
| Income tax | 410,000 | 509,000 | 735,000 | 1,266,000 |
| Net income | 1,733,000 | 2,438,000 | 3,531,000 | 5,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,081,000 | 79,685,000 | 81,010,000 | 83,442,000 |
| Total capital | 83,402,000 | 93,163,000 | 95,103,000 | 97,830,000 |
| Risk-weighted assets | 641,800,000 | 629,489,000 | 646,016,000 | 669,327,000 |