Call reports 2019
UNION BANK — 2019
What UNION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 770,717,000 | 777,570,000 | 787,622,000 | 821,627,000 |
| Total loans | 518,638,000 | 536,428,000 | 555,419,000 | 576,740,000 |
| Allowance for loan losses | 4,251,000 | 4,685,000 | 4,951,000 | 4,988,000 |
| Securities available for sale | 147,209,000 | 154,418,000 | 148,395,000 | 164,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 638,764,000 | 643,941,000 | 656,922,000 | 678,496,000 |
| Interest-bearing deposits | 446,966,000 | 444,068,000 | 449,310,000 | 463,911,000 |
| Noninterest-bearing deposits | 191,798,000 | 199,873,000 | 207,612,000 | 214,585,000 |
| Equity capital | 80,709,000 | 83,090,000 | 84,344,000 | 85,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,259,000 | 16,750,000 | 25,395,000 | 34,119,000 |
| Interest expense | 1,655,000 | 3,415,000 | 5,194,000 | 6,962,000 |
| Net interest income | 6,604,000 | 13,335,000 | 20,201,000 | 27,157,000 |
| Noninterest income | 723,000 | 1,543,000 | 2,337,000 | 3,113,000 |
| Noninterest expense | 5,098,000 | 10,292,000 | 15,425,000 | 20,885,000 |
| Provision for loan losses | 212,000 | 472,000 | 753,000 | 940,000 |
| Pretax income | 2,047,000 | 4,263,000 | 6,644,000 | 8,936,000 |
| Income tax | 408,000 | 853,000 | 1,331,000 | 1,777,000 |
| Net income | 1,639,000 | 3,410,000 | 5,313,000 | 7,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,279,000 | 67,278,000 | 68,640,000 | 70,412,000 |
| Total capital | 76,530,000 | 77,963,000 | 79,591,000 | 81,400,000 |
| Risk-weighted assets | 544,987,000 | 557,202,000 | 579,716,000 | 603,994,000 |