Call reports 2018
UNION BANK — 2018
What UNION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 707,429,000 | 716,818,000 | 731,365,000 | 745,385,000 |
| Total loans | 505,404,000 | 507,123,000 | 495,617,000 | 508,628,000 |
| Allowance for loan losses | 3,729,000 | 3,939,000 | 3,939,000 | 4,046,000 |
| Securities available for sale | 108,253,000 | 111,907,000 | 133,989,000 | 148,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,502,000 | 599,758,000 | 611,809,000 | 627,369,000 |
| Interest-bearing deposits | 428,731,000 | 423,800,000 | 430,140,000 | 435,956,000 |
| Noninterest-bearing deposits | 171,771,000 | 175,958,000 | 181,669,000 | 191,413,000 |
| Equity capital | 73,441,000 | 74,428,000 | 75,052,000 | 78,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,385,000 | 15,188,000 | 22,879,000 | 31,041,000 |
| Interest expense | 916,000 | 2,031,000 | 3,355,000 | 4,842,000 |
| Net interest income | 6,469,000 | 13,157,000 | 19,524,000 | 26,199,000 |
| Noninterest income | 736,000 | 1,577,000 | 2,334,000 | 3,126,000 |
| Noninterest expense | 5,081,000 | 10,070,000 | 15,001,000 | 20,081,000 |
| Provision for loan losses | 225,000 | 530,000 | 537,000 | 779,000 |
| Pretax income | 1,899,000 | 4,134,000 | 6,313,000 | 8,458,000 |
| Income tax | 398,000 | 873,000 | 1,313,000 | 1,721,000 |
| Net income | 1,501,000 | 3,261,000 | 5,000,000 | 6,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,294,000 | 60,817,000 | 62,245,000 | 64,090,000 |
| Total capital | 63,023,000 | 70,756,000 | 72,184,000 | 74,136,000 |
| Risk-weighted assets | 516,784,000 | 518,899,000 | 514,389,000 | 523,150,000 |