Call reports 2017
UNION BANK — 2017
What UNION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 371,718,000 | 381,276,000 | 715,798,000 | 702,528,000 |
| Total loans | 253,169,000 | 262,201,000 | 507,288,000 | 508,541,000 |
| Allowance for loan losses | 3,449,000 | 3,058,000 | 3,360,000 | 3,501,000 |
| Securities available for sale | 83,687,000 | 80,428,000 | 110,724,000 | 109,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,316,000 | 313,907,000 | 611,100,000 | 593,726,000 |
| Interest-bearing deposits | 215,384,000 | 220,486,000 | 432,973,000 | 426,364,000 |
| Noninterest-bearing deposits | 93,932,000 | 93,421,000 | 178,127,000 | 167,362,000 |
| Equity capital | 37,371,000 | 38,378,000 | 73,715,000 | 73,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,287,000 | 6,775,000 | 14,075,000 | 21,522,000 |
| Interest expense | 312,000 | 667,000 | 1,391,000 | 2,170,000 |
| Net interest income | 2,975,000 | 6,108,000 | 12,684,000 | 19,352,000 |
| Noninterest income | 419,000 | 931,000 | 1,575,000 | 2,289,000 |
| Noninterest expense | 2,424,000 | 4,794,000 | 10,660,000 | 15,783,000 |
| Provision for loan losses | 0 | 0 | 310,000 | 460,000 |
| Pretax income | 976,000 | 2,284,000 | 3,328,000 | 5,456,000 |
| Income tax | 302,000 | 764,000 | 1,145,000 | 2,803,000 |
| Net income | 674,000 | 1,520,000 | 2,183,000 | 2,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,756,000 | 38,360,000 | 58,748,000 | 60,427,000 |
| Total capital | 41,127,000 | 41,418,000 | 62,108,000 | 63,928,000 |
| Risk-weighted assets | 269,622,000 | 277,105,000 | 528,954,000 | 520,740,000 |