Call reports 2016
UNION BANK — 2016
What UNION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 360,404,000 | 361,953,000 | 366,543,000 | 362,090,000 |
| Total loans | 245,386,000 | 251,439,000 | 250,108,000 | 246,522,000 |
| Allowance for loan losses | 3,490,000 | 3,496,000 | 3,506,000 | 3,444,000 |
| Securities available for sale | 83,019,000 | 80,761,000 | 79,061,000 | 81,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,742,000 | 293,695,000 | 299,245,000 | 300,655,000 |
| Interest-bearing deposits | 215,696,000 | 214,630,000 | 219,139,000 | 216,576,000 |
| Noninterest-bearing deposits | 82,046,000 | 79,065,000 | 80,106,000 | 84,079,000 |
| Equity capital | 35,628,000 | 36,477,000 | 37,317,000 | 36,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,551,000 | 9,938,000 | 13,234,000 |
| Interest expense | 309,000 | 625,000 | 963,000 | 1,283,000 |
| Net interest income | 2,933,000 | 5,926,000 | 8,975,000 | 11,951,000 |
| Noninterest income | 357,000 | 755,000 | 1,222,000 | 1,624,000 |
| Noninterest expense | 2,207,000 | 4,453,000 | 6,621,000 | 9,150,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,127,000 | 2,300,000 | 3,648,000 | 4,497,000 |
| Income tax | 364,000 | 744,000 | 1,186,000 | 1,412,000 |
| Net income | 763,000 | 1,556,000 | 2,462,000 | 3,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,242,000 | 35,770,000 | 36,707,000 | 37,052,000 |
| Total capital | 38,461,000 | 39,075,000 | 40,031,000 | 40,302,000 |
| Risk-weighted assets | 257,271,000 | 264,171,000 | 265,731,000 | 259,889,000 |