Call reports 2015
UNION BANK — 2015
What UNION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 347,352,000 | 344,449,000 | 365,172,000 | 362,331,000 |
| Total loans | 247,704,000 | 253,229,000 | 244,784,000 | 242,516,000 |
| Allowance for loan losses | 3,710,000 | 3,695,000 | 3,700,000 | 3,496,000 |
| Securities available for sale | 63,378,000 | 64,188,000 | 72,158,000 | 81,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,527,000 | 277,071,000 | 297,645,000 | 297,754,000 |
| Interest-bearing deposits | 221,376,000 | 213,392,000 | 225,528,000 | 221,808,000 |
| Noninterest-bearing deposits | 63,151,000 | 63,679,000 | 72,117,000 | 75,946,000 |
| Equity capital | 33,387,000 | 33,492,000 | 34,469,000 | 34,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,154,000 | 6,408,000 | 9,677,000 | 12,959,000 |
| Interest expense | 320,000 | 640,000 | 971,000 | 1,304,000 |
| Net interest income | 2,834,000 | 5,768,000 | 8,706,000 | 11,655,000 |
| Noninterest income | 350,000 | 708,000 | 1,074,000 | 1,470,000 |
| Noninterest expense | 2,166,000 | 4,274,000 | 6,346,000 | 8,562,000 |
| Provision for loan losses | 0 | 0 | -25,000 | -100,000 |
| Pretax income | 1,062,000 | 2,246,000 | 3,503,000 | 4,707,000 |
| Income tax | 357,000 | 757,000 | 1,186,000 | 1,585,000 |
| Net income | 705,000 | 1,489,000 | 2,317,000 | 3,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,020,000 | 33,491,000 | 34,191,000 | 34,658,000 |
| Total capital | 36,178,000 | 36,706,000 | 37,430,000 | 37,868,000 |
| Risk-weighted assets | 252,137,000 | 256,747,000 | 258,631,000 | 256,529,000 |