Call reports 2014
UNION BANK — 2014
What UNION BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 322,027,000 | 327,300,000 | 338,525,000 | 339,215,000 |
| Total loans | 233,739,000 | 237,501,000 | 248,023,000 | 246,147,000 |
| Allowance for loan losses | 3,904,000 | 3,930,000 | 3,984,000 | 3,688,000 |
| Securities available for sale | 65,171,000 | 62,655,000 | 62,430,000 | 62,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,664,000 | 266,381,000 | 275,708,000 | 277,467,000 |
| Interest-bearing deposits | 212,724,000 | 210,683,000 | 213,204,000 | 216,236,000 |
| Noninterest-bearing deposits | 49,940,000 | 55,698,000 | 62,504,000 | 61,231,000 |
| Equity capital | 30,473,000 | 31,276,000 | 31,975,000 | 32,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,065,000 | 6,221,000 | 9,444,000 | 12,695,000 |
| Interest expense | 346,000 | 688,000 | 1,027,000 | 1,352,000 |
| Net interest income | 2,719,000 | 5,533,000 | 8,417,000 | 11,343,000 |
| Noninterest income | 305,000 | 684,000 | 1,022,000 | 1,344,000 |
| Noninterest expense | 2,038,000 | 4,051,000 | 5,971,000 | 8,082,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 150,000 |
| Pretax income | 936,000 | 2,066,000 | 3,318,000 | 4,455,000 |
| Income tax | 313,000 | 709,000 | 1,146,000 | 1,530,000 |
| Net income | 623,000 | 1,357,000 | 2,172,000 | 2,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,835,000 | 31,290,000 | 31,970,000 | 32,363,000 |
| Total capital | 33,871,000 | 34,351,000 | 35,176,000 | 35,551,000 |
| Risk-weighted assets | 242,043,000 | 244,010,000 | 255,704,000 | 254,527,000 |