Call reports 2013
UNION BANK — 2013
What UNION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 307,393,000 | 303,067,000 | 309,329,000 | 311,952,000 |
| Total loans | 209,897,000 | 209,270,000 | 216,513,000 | 222,830,000 |
| Allowance for loan losses | 4,057,000 | 4,081,000 | 3,999,000 | 3,850,000 |
| Securities available for sale | 65,736,000 | 67,405,000 | 67,457,000 | 65,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,935,000 | 253,873,000 | 261,577,000 | 261,462,000 |
| Interest-bearing deposits | 214,389,000 | 214,276,000 | 211,574,000 | 210,415,000 |
| Noninterest-bearing deposits | 38,546,000 | 39,597,000 | 50,003,000 | 51,047,000 |
| Equity capital | 32,168,000 | 28,991,000 | 29,508,000 | 29,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,971,000 | 5,905,000 | 8,912,000 | 11,950,000 |
| Interest expense | 425,000 | 852,000 | 1,262,000 | 1,637,000 |
| Net interest income | 2,546,000 | 5,053,000 | 7,650,000 | 10,313,000 |
| Noninterest income | 201,000 | 504,000 | 808,000 | 1,123,000 |
| Noninterest expense | 1,794,000 | 3,519,000 | 5,354,000 | 7,370,000 |
| Provision for loan losses | 0 | 0 | 0 | -57,000 |
| Pretax income | 976,000 | 2,097,000 | 3,163,000 | 4,182,000 |
| Income tax | 334,000 | 710,000 | 1,062,000 | 1,394,000 |
| Net income | 642,000 | 1,387,000 | 2,101,000 | 2,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,555,000 | 29,165,000 | 29,866,000 | 30,305,000 |
| Total capital | 34,363,000 | 31,996,000 | 32,728,000 | 33,222,000 |
| Risk-weighted assets | 224,231,000 | 225,218,000 | 227,808,000 | 232,465,000 |