Call reports 2012
UNION BANK — 2012
What UNION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 309,896,000 | 307,605,000 | 312,260,000 | 306,045,000 |
| Total loans | 199,943,000 | 202,576,000 | 207,079,000 | 214,728,000 |
| Allowance for loan losses | 4,039,000 | 3,973,000 | 4,040,000 | 4,073,000 |
| Securities available for sale | 84,389,000 | 87,109,000 | 74,330,000 | 67,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,556,000 | 251,132,000 | 251,020,000 | 250,225,000 |
| Interest-bearing deposits | 217,556,000 | 217,256,000 | 213,605,000 | 211,315,000 |
| Noninterest-bearing deposits | 34,000,000 | 33,876,000 | 37,415,000 | 38,910,000 |
| Equity capital | 35,438,000 | 36,027,000 | 36,698,000 | 31,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,256,000 | 6,433,000 | 9,541,000 | 12,670,000 |
| Interest expense | 604,000 | 1,151,000 | 1,653,000 | 2,129,000 |
| Net interest income | 2,652,000 | 5,282,000 | 7,888,000 | 10,541,000 |
| Noninterest income | 312,000 | 568,000 | 882,000 | 1,197,000 |
| Noninterest expense | 1,720,000 | 3,426,000 | 5,200,000 | 7,184,000 |
| Provision for loan losses | 250,000 | 420,000 | 640,000 | 815,000 |
| Pretax income | 994,000 | 2,004,000 | 2,951,000 | 3,819,000 |
| Income tax | 346,000 | 703,000 | 1,037,000 | 1,351,000 |
| Net income | 648,000 | 1,301,000 | 1,914,000 | 2,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,865,000 | 35,236,000 | 35,751,000 | 30,994,000 |
| Total capital | 37,608,000 | 38,032,000 | 38,596,000 | 33,885,000 |
| Risk-weighted assets | 218,110,000 | 222,484,000 | 226,385,000 | 230,106,000 |